PLANNING FOR RETIREMENT

In a previous post I shared how, we as women, can economically emancipate ourselves, despite the challenges we still face as women in corporate South Africa (e.g.: The gender pay gap.) A recent report on retirement readiness in South Africa reveals that a majority of women do not have a retirement plan, suggesting that the […]

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YOUR MATRIMONIAL REGIME AND YOUR FINANCES

Your marital status and Matrimonial regime impacts on almost every aspect of your estate and financial planning. Before we delve any deeper, let’s discuss the marital regimes in South Africa. There are basically only two marital regimes in terms of South African Law: In community of property; or Out of community of property with application of […]

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MAINTAINING A GOOD CREDIT SCORE

In a recent post, I shared a bit about the difference between good and bad debt.  While you should try to avoid debt as far as possible, there are forms of debt which are necessary and therefore considered to be good debt, an example being a home loan. As a follow up to that post, I thought I’d share some tips on […]

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GOOD DEBT VS BAD DEBT

The question at the top of your mind right now is: “Is there such a thing as good debt?” I’m right, aren’t I? 🙂 While you should try to avoid debt, there are forms of debt which are necessary and therefore considered to be good debt. Good debt is an ‘investment’ that will grow in value, […]

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SENSIBLE WAYS TO SPEND YOUR TAX REFUND

The SARS income tax filing season opens 1 July 2018, which means some of you may be receiving a refund. If you’re not quite sure what do with your tax return payout, below are a few tips on how you can practically utilise your extra cash. Granted, it may be tempting to splurge on that expensive handbag you’ve […]

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